{"id":16,"date":"2021-06-14T04:00:00","date_gmt":"2021-06-14T10:00:00","guid":{"rendered":"https:\/\/www.caprettainsurance.com\/blog\/?p=16"},"modified":"2021-06-05T14:42:08","modified_gmt":"2021-06-05T20:42:08","slug":"what-is-a-home-inventory-and-why-do-i-need-one","status":"publish","type":"post","link":"https:\/\/www.caprettainsurance.com\/blog\/what-is-a-home-inventory-and-why-do-i-need-one\/","title":{"rendered":"What is a home inventory and why do I need one?"},"content":{"rendered":"<p>As a homeowner, the last thing you want to think about is filing a claim with your home insurance company. Even if you don&#8217;t want to think about it, the reality is that 1 in 20 homeowners file a claim every year. That&#8217;s about 5% which means there is a pretty good chance that over the years of your homeownership, you will file a claim. Having a good insurance company on your side makes a big difference. At&nbsp;Capretta Insurance Agency in Parma, OH we have been servicing local residents since 1985. We strive to&nbsp;treat&nbsp;our customers with fairness and respect. We work with each of our customers to provide a personal solution to their insurance needs&nbsp;<\/p>\n<p>An inventory can be a big help when you are filing an insurance claim, it is the proof&nbsp;you owned what you are claiming. Things move much faster and smoother through the claim process if you take the time now to create an inventory.&nbsp;<\/p>\n<p>Several options are available for creating an inventory. Whichever one you choose, make sure it is thorough. It can be as simple as using a pad and pen and going from room to room writing down the contents. Open drawers, cabinets, and closets. Bring along a camera and your cell phone to take pictures from a variety of angles. Go through your house top to bottom;&nbsp;don&#8217;t forget attics, basements, and garages. Add as much detail as possible especially when it comes to electronics, including brand, model, and serial number.&nbsp;<\/p>\n<p>When your inventory is complete, it is important to store it in a place where it will be safe no matter what happens to your home. A safe deposit box or in the cloud are both easy and affordable options.&nbsp;<\/p>\n<p>For all your home insurance needs contact Capretta Insurance Agency in Parma, OH.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As a homeowner, the last thing you want to think about is filing a claim with your home insurance company. Even if you don&#8217;t want to think about it, the reality is that 1 in 20 homeowners file a claim every year. 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