{"id":28,"date":"2021-12-13T04:00:00","date_gmt":"2021-12-13T10:00:00","guid":{"rendered":"https:\/\/www.caprettainsurance.com\/blog\/?p=28"},"modified":"2021-12-09T16:39:23","modified_gmt":"2021-12-09T22:39:23","slug":"auto-insurance-basics","status":"publish","type":"post","link":"https:\/\/www.caprettainsurance.com\/blog\/auto-insurance-basics\/","title":{"rendered":"Auto Insurance Basics"},"content":{"rendered":"<p>You know that auto insurance is mandatory in Ohio, but what else do you know about car insurance. Car insurance can be a complicated topic, even to seasoned motorists. But don&rsquo;t worry because Capretta Insurance Agency of&nbsp;Parma, OH is here to take you through car insurance basics.<\/p>\n<p><strong>Required car insurance in Ohio<\/strong><\/p>\n<p>Ohio&#8217;s law states that every motorist should purchase bodily injury and property damage liability when driving or parking in public places. Failure to carry the state-required auto coverages may lead to penalties and fines, including license suspension. Is it really worth it?<\/p>\n<p>While purchasing the state minimums is superb, these coverages aren&rsquo;t enough. At Capretta Insurance Agency, we usually advise our clients to consider other car insurance coverages for optimal protection.<\/p>\n<p><strong>Optional car insurance coverages<\/strong><\/p>\n<p>Looking for auto insurance in Ohio? Here are other auto insurance coverages you need to consider for optimal protection.<\/p>\n<ul>\n<li>Collision coverage: This insurance policy pays you out when your car collides with another motorist or stationary object.<\/li>\n<li>Comprehensive coverage: It protects you against physical damage from non-collision perils like theft, falling objects, fire, and natural disasters.<\/li>\n<li>Medical Payments (MedPay): It pays for the medical costs for you and your passengers if involved in a car accident.<\/li>\n<li>Roadside assistance: When your car breaks down away from home, this coverage provides services like towing, gas delivery, and puncture repair to get you to safety.<\/li>\n<li>Uninsured\/underinsured motorist: If you are hit by a motorist carrying insufficient or no insurance, this coverage covers the damages. This route is much more convenient and time-saving than pursuing damages through lawsuits.<\/li>\n<\/ul>\n<p>Ready to invest in car insurance in Parma OH? Would you mind getting in touch with Capretta Insurance Agency? Since we understand that our client&#8217;s demands aren&rsquo;t the same, we offer personalized auto insurance coverage to suit different needs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You know that auto insurance is mandatory in Ohio, but what else do you know about car insurance. Car insurance can be a complicated topic, even to seasoned motorists. But don&rsquo;t worry because Capretta Insurance Agency of&nbsp;Parma, OH is here to take you through car insurance basics. Required car insurance in Ohio Ohio&#8217;s law states [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[7,6],"class_list":["post-28","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-capretta-insurance-agency","tag-parma-oh"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.caprettainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/28","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.caprettainsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.caprettainsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.caprettainsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.caprettainsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=28"}],"version-history":[{"count":1,"href":"https:\/\/www.caprettainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/28\/revisions"}],"predecessor-version":[{"id":29,"href":"https:\/\/www.caprettainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/28\/revisions\/29"}],"wp:attachment":[{"href":"https:\/\/www.caprettainsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=28"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.caprettainsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=28"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.caprettainsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=28"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}