Renters’ insurance will provide protection while you are actively occupying a rental unit. If you are a new tenant, learn how renters’ insurance can safeguard your belongings and provide protection against accidents, courtesy of the professionals at Capretta Insurance Agency, serving Parma, OH.

Protection for Belongings

As a first-time tenant, you may be concerned about the threat of theft, vandalism, or a natural disaster. Obtaining renters’ insurance coverage will provide peace of mind.

Any items that are listed in your policy will be protected against a wide range of unforeseen events. If an item of value is stolen, for instance, your renters’ insurance policy may cover the cost of replacing the missing item.

If a possession is vandalized or damaged by a natural disaster, your policy may cover the cost of repairing the item. Renters’ insurance coverage will protect your items for the length of your tenancy.

You can decide which possessions to insure. If you will be making purchases throughout your tenancy, you will have the opportunity to update your renters’ insurance policy as needed.

Liability Coverage

Your renters’ insurance policy can protect against injuries and physical damage. A slip and fall is just one type of incident that a renters’ insurance policy may cover. The coverage may handle some or all of the legal costs that are incurred after an accident has happened.

Liability coverage may also cover the cost of repairing a possession that belongs to someone else. If another party’s belongings are damaged in your rental, the renters’ insurance policy that you have may handle unexpected expenses that you face.

Insurance Agent Guidance for Your Rental

Consult with one of our Capretta Insurance Agency representatives about your rental. An agent who serves Parma, OH will assess your situation and provide advice about the insurance you will need.