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Capretta Insurance Agency

5689 Pearl Road
Parma, OH 44129

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Ohio Motorcycle insurance coverage

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Motorcycle Insurance in Ohio

If you’re an avid motorcycle enthusiast, then you already know there’s no better way to experience life to the fullest than from the back of a bike. However, even the best riders know how important it is to prepare for the possibility of a collision or other accident. Protect both you and your bike with comprehensive motorcycle insurance. If you’re in or near Parma, OH, Capretta Insurance Agency can help.

How Much Motorcycle Insurance Do I Need in Ohio?

In the great state of Ohio, motorcycle insurance is not optional, so you’re required to carry it by law. At the bare minimum, you must purchase the minimum amount of motorcycle liability insurance. Liability insurance will cover the damages if you’re ever involved in an accident and found to be the party at fault. This includes the potential cost of any medical care the other person may require, as well as any necessary repairs for their vehicle.

Why Should I Consider Purchasing More Than the Minimum?

Many motorcyclists think of the insurance they’re required to carry as a costly obligation. They should think of it as a smart way to protect not only themselves but the investment they’ve made on their bike. Here are some great ways a more comprehensive policy can cover you.

  • Motorcycle collision coverage will cover the costs of repairing or replacing your motorcycle should you be involved in a crash, even if you’re the one at fault.
  • Custom motorcycle parts coverage provides similar protection for valuable accessories or equipment. Examples include trailers, sidecars, and GPS systems.
  • Additional liability insurance increases the chances your policy will cover all of the damages in the event of an accident.

Capretta Insurance Agency Has You Covered

How much coverage to purchase isn’t the only important decision you’ll make when shopping for Ohio motorcycle insurance. Your choice in insurance agencies is critical, too. At Capretta Insurance Agency, we are proud to serve Parma, OH, and the surrounding areas. Give us a call today to discuss your options or visit us in person at our offices if you prefer.


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