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Capretta Insurance Agency

5689 Pearl Road
Parma, OH 44129

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Ohio Autoowners with Auto Insurance Coverage

Auto Insurance in Ohio

Stay in Compliance with Ohio's Mandatory Auto Insurance Laws

The state of Ohio requires all drivers to carry a minimum liability policy to own and operate a car on the public roads. If you're pulled over by the police and don't have a valid insurance card, you're at risk of getting your license suspended for 90 days. Don't take the risk. At Capretta Insurance Agency in Parma, OH, we can find you a policy that allows you to operate your vehicle on the right side of the law.

Understanding Auto Insurance Laws in Ohio

Ohio requires drivers to show financial responsibility for accidents they might cause in the form of auto insurance. The state also uses an at-fault system when it comes to apportioning responsibility for the accident. The person who initiated the accident may be given 51% to 100% of the fault for the accident while the driver that was struck may get 49% to 0% of the fault. This system is used to determine how much compensation is offered to the driver you struck through a settlement or litigation.

Liability Insurance Requirements

Getting a liability insurance policy allows you to drive your car with the minimum amount of coverage as required by the state. In Ohio, the minimum liability requirements are:

  • $25,000 for injury or death of one person
  • $50,000 for all injuries or deaths in a single accident caused by you
  • $25,000 for all property accident caused in a single accident

These amounts are paid out to the driver, passengers, and any incidental people you strike during an accident. You may prefer to get more comprehensive coverage to minimize the potential for a civil lawsuit when the policy coverage is exhausted.

Give Us a Call to Learn More and Get Covered

At Capretta Insurance Agency in Parma, OH, we can get you free quotes for coverage and help you find the insurance policy that meets your needs. Give our insurance agency a call today and speak to an agent about getting a policy.


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Servicing States

  • Ohio
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