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Capretta Insurance Agency

5689 Pearl Road
Parma, OH 44129

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Ohio Renters insurance coverage

Renters Insurance in Ohio

When you rent an apartment from a landlord in Ohio, you may be wondering whether or not you should have the apartment insured. While Parma, OH landlords always have their own insurance policies in place, the policies may not be in your best interest. For this reason, many people choose to obtain renters insurance. Before doing so, it helps to have a thorough understanding of what it is and how it works. At Capretta Insurance Agency, we want you to be able to make an informed decision.

The Legalities of Rental Insurance in Ohio

You are not required by state law to obtain insurance if you are renting an apartment. However, in most cases, your landlord will likely insist that you take out your own insurance policy. Purchasing a policy for yourself is the difference between being reimbursed for the loss of personal belongings or not being reimbursed. This applies if your belongings are stolen or suffer damage as the result of a fire.

Why Rental Insurance in Ohio is Recommended

When fire and wind damage your home as a result of disasters or incidents, the effects can be devastating. Many residents prefer to have the peace of mind of knowing that they have protection in the event this happens. Liability and medical bills can also be handled with this policy.

It is also recommended that you obtain this insurance if you are transitioning from living in a house to an apartment. Older couples often choose an apartment over a home when their children are living on their own. Failure to obtain rental insurance in this instance can become a problem if something happens to the apartment.

Contact Capretta Insurance Agency

Parma, OH residents have long trusted Capretta Insurance Agency for all of their renter's insurance needs. To inquire about obtaining coverage, call or stop by our offices. We will help you determine the best policy for your needs.


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